Hello Luvies,

Today I went to Pag Ibig Fund to get my Pag-ibig Loyalty Card. I went to Robinson Galleria Branch.  It is located near Mercury Drug.  I fell in line for just about 10 minutes. Fill-up the form. Pay P100 and they take my picture.  All the staff there are courteous and polite.  But the catch is you will get your card after 3months 😢  (so tagal mga teh).  I don't have any Loan at their office and I don't plan to get one.  I am planning to enroll in their MP2 Program God willing.  I just get the card because it has a lot of perks.  I can actually use the card to get points whenever I purchase at Puregold.  And It is a discount card as well.  I am not sure which establishment though.  Aside from that it is considered a valid ID..  It's just so sad that there is no online application for their ID.  But anyway since the line is short and I did not wait that long I did not mind.  Plus, they don't have a noon break so that makes me happy.

So there you go.  What about you? Do you have a Pag-Ibig Loyalty Card as well?

👍 Task Complete.

There is no undo in real-Life.

Hello luvies,

This is our internet provider for more than a year now.  Ok naman sya.  Kaso pag umuulan mabagal pa sa pagong.  Kaya we are planning to upgrade sa PLDT fibre.. Medyo mahal sya pero kailangan kasi namin ng mabilis na internet lalo na at magsisimula na naman akong magblog.

Any feedback po sa mga naka ULTERA? Paano po ba pabilisin ang net? 

Internet Connection - PLDT Ultera 699
Price - P699.00/month

Hello luvies,

I just wanna share  my Shopee Haul and my experience in buying at their website.  There are a lot of affordable goodies at the site and a lot of seller too.  That's why I am frequently checking their website for a sale or good deals.  They offer free delivery when you reached P500 peso value.  The technique is buy only from 1 seller so they will not charge you for shipping.  P500 value - 1 seller only.  But they will charge half of the shipping fee when you reached P250.  Most items are Cash on Delivery so that is a big plus for me.  I preferred COD most of the time because I feel secure.  Some sellers are bogus and I don't wanna be robbed.. lol.  Some sellers offer money back guarantee.  So don't fret.  The website also has a chatbox which you can interact with the sellers and other you can also rate them and give feedback to them.  SO other people will know their rank.

Here are the things that I bought. 

These is the package.

Korean bag - P150.00

Anti Rape Whistle - P100.00 each.  I bought 2 for me and mom.  It really activates a loud siren I am telling you.  SO it really draws attention in times of need.  It is a battery operated and has a conventional whistle too.  Just in case the battery runs out.

a hanger organizer - P50.00 for my daughter so she will learn to organize her little stuff.

Dress - P280.00.  Hubbyluvs told me I looked like a chocolate siopao when I try this on.  I really need to loose weight.. arhgh

Will I shop again? - Definitely.  You should try it also.  It took them 3 days to process my order

and as what I've said to save on the shipping fee I bought all these items to 1 seller only.  Aside from that I earned shoppe coins.

Do you also shop at shopee? Share your experience.

#onlineshopping

#haul

#shopee

                           Make the best of what you have.

Hello luvies,

I am so sad this past few days because my daughter is having a bouts of asthma attack again.  Plus she had a fever at 39.5 degree Celsius.  I am in panic mode to give her tepid sponge bath and I kept on putting wet towel on her forehead.  I already gave her paracetamol oral.  She has no appetite.  She just want to drink water.  I am making sure that somehow she is well hydrated at the same time I am feeding her small frequent meal so her acid reflux will not come back.. She is also having her nebulization of salbutamol nebules every 6 hours.  That is the only thing that give her comfort and gave her a good night sleep for a few minutes.

She is so sensitive and she is not in the mood for anything except watching mickey mouse clubhouse for 30minutes then she will go back to sleep.

I hope you'll get better my dear..  I'll promise I will enroll you to swimming school this summer.

Does your daughter/son has asthma too?  What is your home remedy for asthma attack?

Hello luvies,

As I was browsing through my phone I came across a screenshot that I got from Pesosense.  It's a formula that will help us budget our monthly income and how to save money and alot some for other things that may incur in the future.

Here is the formula:
Income - 20% =  Amount to be spent.

List of Items that needed budget:

Emergency fund

Savings

Housebills

Credit Card

Food

Allowance - Hubbs, Mine and child

College Fund

Medical/Dental

Retirement

Recreation

Personal

Vacation

School Tuition Fee + Service

ETC.

My thoughts: For me it's not that realistic because we have a lot of expenses.  And the expenses is sometimes more than r income that's why I always have a negative balance.  But I realize, I have to save not just for the rainy days but for our retirement.  We are not getting any younger and I have to start in anyway I can.  Even a single centavo count.  And through this we won't have to think too much about the future.  I also needed some part time job or sideline to somehow add up to our income.

                 I'll try to start today.  I will give you an update in a months time.  I will cross fingers.  I hope I have something left for the piggy bank.

What about you??  What kind of formula do you have to save?

#roadtofinancialfreedom

#pesosense

                       A penny saved is a penny earned.