Hello luvies,

I've been a RCBC Bankard user for more than a year now and I am fully satisfied with their services.  I've had other credit cards in the past and I had them cut off because I had bad experiences with them.  Now, I am sticking to RCBC Bankard because their point system is easy to earn, for every 800 points is equivalent to Php200.  A very plus for me.

I am not encouraging everyone to get a credit card.  Having one takes a great discipline or you'll end up in debt.  We don't want that because their interest are quite high.  So my tip is  use it only for emergency or use it within your means.  Let's say you have a cash budget of Php5000.00 for grocery, save it use your card so you will earn points and when the due date comes you pay your bills on time.  Easy peezy.  You can also use your card to pay the bills they have this automatic deduction each month, all you need is to call their customer service.  Aside from that they are offering 0%interest for 3 months for a fee though but its just minimal unlike paying your bills with high interest.

Now, I can say that I've earned 2000points which gave me Php500 rebate,  👍👍👍  Another great saving for me.

Aside from that RCBC always send an alert whenever I am using my card,  as a client that gives me a sense of peace of mind.

What about you luvies? Any experience to share?

 

Hello luvies,

When I woke up this morning I was sad because I can hear my daughters wheezes.  She can hardly breath.  She is having asthma attack again.  I was actually observing her from last night.  As you all know yesterday we went happily to divimart.  The place is not that crowded and it has aircon so I did not let her wear mask.  I should have followed what bebeluvs told me to make Luna wear mask.  Aside from that she is not that tired because she slept in the trolley half of the time I was shopping.  When we got home she requested to play with her playmates outside then after that she came home.  Later that evening I felt something is wrong with her she is having this throat irritation which I made her drink lots of fluids.  After dinner she played with her new toys and she told me she will sleep because she is tired.  Then the next day boom she's having asthma attack.  I immediately nebulize her to give her relief,  to my dismay our almost 6 year old nebulizer retired already.  We bought it when she was just months old and now it shows sign of retirement.  There is hardly no mist coming out of the machine.  Oh well.

I immediately rush to the nearest drugstore.  Southstar drug to find a very affordable nebulizer because its not in our budget.  Aside from that we don't know anyone who owns a nebulizer so we don't have a choice but to buy one.  To my delight the lady who assisted me offered Dr. Care nebulizer it cost around Php1300.00 with adult and child nebulization kit, a few filters and a fuse. It has a 7day replacement warranty and 1 year repair.  Due to our urgent need I purchased it immediately.   Hoping that it will relieve my baby from having difficulty breathing.

I also purchased combivent and anti-histamine to help her on her ordeal.  She is also taking Plemex.

I hope she will feel better.  I don't want her sick.

What about you luvies?  How do you prevent asthma attacks on your child?

#asthma

Hello luvies,

This afternoon my mom, me and my daughter went to DIVIMART Pasig branch.   Divimart  is a new establishment found in Sandoval St., Mercedez Ave. in Pasig City  It is a combination of shopping center claiming a very affordable price just like in Divisoria and ta big supermarket at the ground floor as well.  The place is not that hard to find and just remember there are no public transport in the area aside from the tricycle which you have to pay a hefty price. But, well its better than going to Divisoria especially in this time of the year where its a lot crowded finding some knickknacks and what not for the holidays.

My mom and I enjoy the place so much because it is air conditioned and there are many of things, clothes, toys, make up, kitchen wares and appliances to choose from.  Name it and they have it.  Most of their products I think is from china.  I am not so sure about this, but all their prices are reasonable. They also have a fitting room and now the playroom for the kids is still under construction.  What I like about this place are the staff that are really courteous and smile a lot hence, the crowd tend to litter the place with clothes and stuff they just dump it everywhere, especially the ones that they don't want to buy.  

Here are the items that I got.  Forgive me, I am not that good in creating Instagram photos so just bear with me.

napicturan ko din si kulit.

Happy mommy = Happy baby

Clothe Haul - Red Riding Hood Php180.00, Grey Long Sleeve Polo - Php350.00, Blue Striped Sunday Dress - Php 230.00, Grey Striped Cardigan - Php130.00, Hello Kitty Headband - Php16.00 each

Bedsheet Double fitted -Php195.00, Slippers and Shoes for kids - less than Php200, Brassieres -Php100.00 each

some other stuff.

 My total expenses is Php2200.00

There is no kiosk for food and drinks so you'd better go there in full stomach lol.

How to get there:

Ride a jeepney from Pasig Palengke bound for Tramo fare Php8.00 and Alight at Mercedez Ave.  From Mercedez Ave take a tricycle going to DIVIMART the fare is Php30.00

 

Hello luvies,

Yesterday I went to Puregold Supermarket to buy some groceries and when I was there I came across with this Nivea Men - Cooling Moisturizer.  I was intrigued and I want to buy immediately but I stopped myself because I still have my Olay moisturizer and my Myra moisturizer also.  The product says cooling and I like that idea.  Whenever there are products that it says cooling I can't help but be intrigued and would want to buy it but not this time.  Impulse buying is prohibited at the moment due to holidays and the expenses are high. sigh.  I know, it says for men but heck, I don't care as long as it serves its purpose and besides its just moisturizer.  Aside from that is claiming that it has 0% alcohol content.  It is a big factor for me because as you all know I just finished peeling my skin with shark oil and the new skin is just regenerating and I also badly needed a moisturizer that is lightweight and will not break me out.  I have a very sensitive combination skin, aside from that  there are also some noticeable fine lines on my forehead and under my eyes. maybe because of aging.  oh well.  Helpless me.

 

What: Nivea Men - Cooling Moisturizer

Where to buy: Any leading supermarkets, drugstore

Price: I did not check maybe less than 300Php 

What about you luvies? Have you tried this?  Please let me know your feedback.

Hello luvies,

I am so ecstatic because today bebeluvs gave me an early Christmas gift.  He knows that my old phone is retiring and it really needs replacement.  When he got his 13th month pay he told me to buy a new phone so I will no longer have any problem communicating with him.  Actually my phone is not bad at all, its been with me for 3 years already and it is still functional though it turns off when somebody calls me and it also suddenly turned off when I open my mobile data.  My phone is almost off 50% of the day.  We've been searching for a great phone with a very good feature and of course in a very reasonable price.  You know me I am so frugal, and it will take me sometime to upgrade my phone in the future.  And a phone is just on my wish list because its not on the budget especially that the holidays is approaching and expenses are so high.

Anyhow, when we go to SM Megamall we scouted some shops,trying to score some good deals.  All shops got the same price and we came across one  shop that has a few freebies that made us decide to buy there.  I am so sorry if I forgot the shops name.  Aside from the free speaker and free glass that comes in the Christmas bundle, I also got a free PC express powerbank and a free 16gb Sandisk memory card.  They say the freebies cost almost Php500.00 I am very happy.

The phone comes in a cute Christmas packaging.

the inside.

the free bluetooth speaker in the bundle

what's inside?

my new Huwaei Nova 2i Prestige Gold

Freebies: PC express powerbank + Sandisk 16gb memory card

Brand: Huawei Nova 2i Gold Limited Edition Christmas Bundle

Price: Php14,999.00

Where to buy: Cyberzone SM Megamall

#christmasgift2017

What have you got for Christmas?

             Be happy it drives people crazy.

Hello luvies,

Last night was our companies Christmas Party and I was the luckiest one of them all because I got to take home the grand prize of the nights raffle.  It is my first time to win in any raffle much more taking home the grand prize.  It is very unexpected and I know almost everyone wished to win but I am the most fortunate of them all. Haha.

the winning entry

the prize

the winner..

I am so happy.  It is the new 32" Samsung Smart TV.

#grandprizewinner 

#veryfirst