Hello Mommies, 

I would like to share my blessing that I got today from Honest Bee.   As you all know I am a frequent Bee shopper because I don't have the luxury of time to go to the supermarket.  Not that I am a very busy person but I prefer to stay at home and do something else while waiting for my items to arrive.  I hate lining up in the grocery especially if there is a long que and aside from that I tend to buy the things that I don't need like items on sale.  That is why I am skipping grocery shopping for a while now. hehehe.  Well, it's just me.

What makes me fall in love with Honest Bee?  It is as easy as 1, 2, 3.  There are a lot  of shops to choose from.  You can also check their food and beverage sections: from fresh produce, to frozen, organic or even restaurants.  You can even get a free delivery if you met their amount requirement.  You have to keep in mind that some shop especially where I shop at the Robinson supermarket they have a concierge fee of P99, which I don't mind because I know to myself that when I go to the grocery personally I will not stick on the budget, and I might pay more.  LOL.

Every now and then Honest Bee is offering tons of promos.  You just have to keep an eye on them or check them out once in a while.  Like today Honest Bee is giving P500 off from your P3000 or P1000 off from your P5000 worth of groceries. 

Imagine that guys??? It is indeed a HUGE SAVINGS.  Especially to all moms out there who are struggling with their budget

Lucky for me I did my grocery today because our kitchen and refrigerator are so bare now.  I opt for the P3000 only because I  don't have much money and I only have that budget in mind just in case the promo code is not working.  Again I used the TNXBEE2U500 promo code and they less P500 from my P3100 bill.   I only paid P2600.  

Before I forget I also used my shopback app so I can earn REBATES from my groceries.  So Double whammy..

For those of you who are interested to get SHOPBACK APP and for HONESTBEE APP you may download by clicking the link. Do not worry it is completely safe and hassle free plus no hidden charges.


Hurray for today.

Long ago, when I was quite young and inquisitive about things I discovered about How to EARN Online? I was very, very intrigued with the idea of it that's why led me to putting up a blog.  In fact I've got a few blogs which up to  today is not maintained.  I loose my interest in writing and the cliche and competitors are a lot.  The internet is so vast and if you are in a hurry in earning you might just gave up because it is not that easy.  The key in earning online is traffic and in order to get an audience you need to post  a quality topic that interest people like make-up, gossip, hobby, travels, showbiz and porn and the like. 

To those of you who are ambitious about this, please if you are just starting don't do this full time. You might end up frustrated because no one visits your blog or in tagalog "nilalangaw."  Making a blog work as a earning tool entails effort. And I mean lots of it.  You need to put your heart and soul to it to make it work.  Of course do not forget to study.  There are a lot of online tutorial on how to's and that is just a start.

Let me get it straight, this is how to earn online.

1. Blogging
2. Youtuber - the very high paid industry I think
3. Virtual Assistant
4. Multi-Media Posting

There are a lot of things that you can do online and if you learn the trick of the trade then everything will go smoothly.

What about you? can you share some tips?

Most of you know that I will be venturing to be an OFW soon.  Opening a savings account is a must because this is where I will place my remittance.  I've decided to open a  BDO Kabayan Savings because  it was near our place and I was enticed with the idea that there is no maintaining balance compared to their regular savings account.

BDO Kabayan comes with a yellow passbook and an ATM which you can enroll for online banking.

The requirements are the following:

• 2 Government issued ID
• Contract copy
• PDOS copy
• Passport

Remarks:  As much as possible they want to see the original ones especially the contracts and passport,  but I told them that all was at the agency already.  I just got it photocopied because I will open a bank account with them.  They are kind of strict especially with the requirements because after all there is no maintaining balance.

The clerk at the bank told me that I need at least 1 transaction per year for this account to remain a KABAYAN SAVINGS or else it will be converted into a regular savings account which have a maintaining balance of Php10,000 and aside from that if I can't maintain the account they will charge Php300 for dormancy.. hefty right?

By the way there is a Php100.00 amount value for opening the account. and It will take a week to get the ATM.  So, I will be back on Tuesday.   According the their website, it's perks is Free Life and Accident Insurance and you can get rewards from it as well.

Regarding their Free Life and Accident Insurance - you have to meet their requirements and enroll it here.

What about you?  What is your bank of choice?

Mobile wallet is the new trend in town.  People rarely bring cash anymore so they rely on debit cards and electronic wallet.  Almost everybody is hooked on the internet and their mobile phone is often connected to data services that's why Globe GCASH app is a sure hit for almost everybody.  You can pay online purchases, pay your bills, buy load, send money, receive money, shop virtually or shop anywhere without any fuss at all.  The good part is you can get rebates on your transactions. They will automatically add up to your account balance.  Now GCASH offers GCredit where you can loan certain amount and pay on a later time.

If you are not yet a GCASH user please feel free to download the app, get your account verified.  Kindly use my referral code 311ECD .

Let's share thoughts - IG @wengthoughts

 

Yesterday the rain won't stop all day and all night.  And I just find it comforting to just lounge around our home and I am too lazy to go to the groceries because of the heavy downpour.  I just hate the mud and  getting soak in the rain.  It's your ticket to sickness.  Then I checked my e-mail and guess what??  I have a Php500.00 voucher that I can use for my groceries or purchases using Honestbee.  It's so sweet of them and they know that I have to go to the groceries but I just can't personally go.  I immediately open my browser and logged in to begin online shopping at Honestbee website.  Sweet, eh? 

I was so happy because I am on a tight budget and that amount is fantastic plus I don't have to go to the groceries and get soak in the rain.  It has a delivery service that is ABSOLUTELY FREE.  yes you are not  being kid at.  It's totally free once you reach their minimum amount which is Php2500.00 on all your purchases.  You are only being charge for the concierge fee which is only Ph99.00  Not bad, because all you have to do is order via the app or on your web browser and they will do the shopping for you.  Then the concierge will update you if your ordered items are available or not and they will offer you an alternative.  You can also request to change an items.  For example the shampoo brand that you often use is not available you can ask them to replace it with another items let's say corned beef.  Oh di ba? bongga.. They will put it all in the receipt so do not worry about the price difference. Plus, the other good part is some items are discounted and they will indicate it in the transaction as well.  More savings = more happiness  👍🏻👍🏻👍🏻  And aside from that you can choose the delivery time.  Talk about convenience. 

By the way they are also affiliated by shopback so its double whammy.  For those who doesn't know about shopback you may read here. 

Ok guys.  I chose Robinson's Supermarket in case you want to know.  I just purchase some groceries because that is basically I need.  But there are a lot of shops to choose from.  There is even a fresh seafood market, drugstore, pet store and even restaurants that you can choose.

What: Honestbeeph app/website

Download: Free

Recommendation: 👍🏻👍🏻👍🏻👍🏻👍🏻

What about you? Have you tried purchasing through honestbee?  If not you may join here for free and I will be glad to share to you my voucher.

Bee safe. :D

Let's exchange thoughts:

 IG @wengthoughts

 

Hello mga Inay.


First and foremost let us talk about what is a Globe GCash Master Card and how to get a Globe Gcash MasterCard.  GCash MasterCard is a product of Globe Telecom.  It allows it users to use it as a debit card provided the client has a fund on its account.  The client may wish to use it on their online purchases or on shops and groceries that accepts MasterCard or wherever they wish it to be as long as the establishment accepts MasterCard Payment or GCash payment.  You can immediately see it because they have a sign on the cashier.

In order for you to use it you have to download Gcash App using your mobile phone here .

use my code as your referral and you will get Php20.00 instantly in your account That's 311ECD.  Have it verified.  Submit a picture with your ID.  An agent will call you for verification purposes and once you are verified you will get the KYC code via SMS and that is the time you can cash in or deposit in your GCash account.  

You can cash in or top up anywhere especially at any globe store, moneygram, western union, BPi-Gcash, Paypal to GCash, RCBC to GCash and 7-11 branches.   There are also other partners which you can find handy at your GCash App. And there is no service charge so that is a very convenient and hassle free.  So once your done with the app download and verification and you want to get the GCash MasterCard App you should visit any Globe Store near you and bring 1 valid ID and a picture you will pay a Php200 fee for the card and wait for an hour or so because they will link your MasterCard to your Gcash app so you can use the card to transact to any merchant.  And also that will serve as your E-wallet as well.  They will engrave your name on it.

You may be intrigued about the benefits of having a Globe GCash App.  Well, its features are really useful and handy like you can earn rebates whenever you pay your bills and buy loads and made purchases using your GCash App.  You may opt not to get the GCash MasterCard you can still use your GCash wallet using its Scan QR Code.  You just have to find a a merchant with QR code.  I believe most groceries and department stores are accepting GCash nowadays.

The advantage of this app is the rebates that you will get in every transaction which every Juan are eager to get, because they can save some money from it.  I am encouraging everyone to get this app because you will not loose anything instead you will get rebates or cashback from your purchases or payments.  Who wouldn't want that?

Aside from that you can also use this App to 1. Pay your bills, 2. Money Transfer, 3. Pay your flight, 4 Loading business, 5. You can also receive money if someone sends you money.  Then, if you wish to cash out you can visit any globe store or you may use your MasterCard to withdraw your money.  You will be charge Php 20 for bank withdrawals.

Do you want to have a GCash Mastercard? 

Ratings: 5 Stars

Recommendation:  Highly recommended.

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***Photo not mine.

 

Hello mga Inay..

Today, I would like to talk about  FarmOn.Ph 

What is FarmOn?

For all of us newbies about this new money making venture. FarmOn is an agri-business based on the internet. Basically, you will invest virtually on a farm somewhere in the province of Cagayan. Garit Sur, Pangasinan and more.  You will fund the farm by depositing your money in a bank which the site owner collect to fund the crops such as rice, watermelon, pechay and many more. As an investor you are free to choose which crops or livestock are you going to fund and how much of it will you get. It's like farmville the real way, where you can choose what crops or livestock to invest with a corresponding amount to invest and there is a certain duration of harvest time of each crops or livestock usually 3-6 months depends on which type and as time goes you will get your ROI or return of investment which you can choose to withdraw or re-invest in the future cycle.  Keep in mind that you don't need a farmland nor a farmer because someone will do the work for you.  You help the farmers financially but you will get a 50/50 profit sharing once they sell the products.  Investor don't have to worry when there is typhoon or calamities because they will replenish the items and all you have to do is wait again.

How does it work?

First and foremost you have to:

1. join to their site. Unfortunately, it's closed for now because the 17th cycle just ended.  You can join when 18th cycle is open. I hope I can join in. Let's wait and see.

2. After registering you can choose which crops/livestock are you going to invest. Select your desired quantity and check the price.

3. Wait for confirmation e-mail.

4. Pay at BDO. I believe they say that investor need to be an account holder of BDO.  I am not sure about this one as of these moment. I will update soon.

5. Wait for the Farmon email once you got successfully order. They will ask you to email back  the contract with your signature.

6. Now you are a FarmOner.  Always check their site for progress. The fruit of your labor will be the harvest day.

By the way guys as the wise man said invest only what you are willing to loose.  In investing there is no guarantee if you will earn or loose some.  So always be mindful and be wise.

This is our way of earning passively.

***Photo not mine.

 

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Hello mommies,

Investing while you are young is the most important thing to do especially now a days that money and finances are very tough to handle and manage.  Everything seems to be expensive and salary is always not enough to make both ends meet.  Living in this expensive and materialistic world is not enough and saving for the future and future family is tougher.  So we have to do so many ways to earn and save.  For most of us employed, we really don't have much because we are just getting a months worth of working, and we have a lot of obligations in our life that we need to face first not minding what is important or setting it aside first because we don't have much.

There are a lot of financial literacy guru all over and all they are preaching is saving.  So the question is what are we going to save if we don't have much? And how are we going to save?  As a newbie to this saving saga, I've read and stumble so many articles, discussions, blogs and forums and I found out about this PAG IBIG MP2 program by the Philippine Government.  It helps someone save and earn for their retirement.  And the minimum worth of contribution is Php 500.00 and the maximum is up to the member,  Mind you people we cannot withdraw..  I repeat, we cannot withdraw our money for 5 years.  We can add but we can't deduct.  The money will incur interest overtime and that's how you earn.  After 5 years and you don't need the money you can extend for as long as you like.  Being an active member of MP1 is prerequisite.

The Pros:  Bigger savings bigger interest
                    No tax

The Cons:  There is no passbook/online account that you can see your status just like online   banking.
                        You have to either go to the office to pay or have it auto debit from your office
                         5 years is quite a long time. 
                         It is not loanable.


For someone who is an existing member please enlighten us.  To Pag-Ibig I hope you'll make extra effort to be transparent to your member and issue a passbook or record book after all it is our hard earned money.

 

Hello luvies,

This afternoon when I opened my e-mail I was ecstatic because I saw an available survey for me to answer.  First time ko to.  And each survey is worth Php15.00.  Yeah, yeah it's a bit small but eventually in the future they will file up.  And aside from that this is just part time.  I can answer survey anytime I want whenever I want. I just have to check every once in a while.  But for the time being I might get frequent, because if I don't get that opportunity someone else will. 

2 surveys for me.. :D

 If you want invites please don't hesitate to leave your email add.  Thanks.

#moneyonline

In order to succeed we must first believe that we can.

Hello luvies,

I am fond of discovering ways on how to earn online.  There are a lot of people who made use of their time and the internet to earn money.  Actually, there are lots of ways, we just have to sift because mostly its time consuming and some are just bogus.  We don't want that.  I have joined many forums and checked some sites before joining if its legit.  I've read feed backs and recommendations as well.

So just recently I joined an online survey site called MOBROG.  It's a Philippine based site so cashing out is not a problem.  Today, I completed my profile.  I am awaiting for my surveys.  Hopefully they will give me.  Let's cross fingers.  I don't know how much it cost per survey  though since I am still testing the waters.  

Anyhow, if your interested with this kind of earning online please let me know.  You may reach me through kikayquest@gmail.com so I can send you your invites.  Every successful invites will help me earn Php25.00  not bad eh..

By the way, you can redeem your hard earned money through PAYPAL once you reached Php250.00.  So kayod pa more in order to reach that goal.

What about you?  What are your ways of earning online?

#makemoneyonline 

#parttime

You either make sense or make money.

Hi luvies,

As you all know I am venturing into a small scale entrepreneur oh di va tunog sosyal.. In short may munting negosyo lang ako ngayong tag init at patok na patok sa maga bata eto. hihihi.  Eto ang pagtitinda ko ng ice candy.  Ang dami kong nasubukang flavors from corn, cornflakes and nuts, cheese and syempre ang cookies and cream.  I sold it for 5php each and mabentang mabenta eto sa neyburs namin lalo na sa mga bata. Pero ang pinaka best seller ko ay ang cookies and cream ice candy. 

Simple lang naman ang mga ingredients ko pero syempre trial and error pa ang mga  sukat kasi di pa ako masyado gamay sa paggawa neto at di ko alam pano ko gagawin para kumita ako.  Sa bawat ice candy ko ay mayron lamang akong 1.00php.  Oo maliit lang talaga ang kita pero pwede na dito lang naman ako sa bahay at least makakaipon ako ng onti2 di va? isipin nyo na lang kung ang 1.00phpx10pcs eh 10.00php x 10 days =100.00 php na di va? so sa isang buwan meron na akong humigit kumulang 300.00php walang magbibigay sa akin nun habang nakatunganga ako dito sa bahay at nagpapalaki ng aking puday.. hahaha..

at dahil avid fan kayo ng aking blog (filingera mode) ay isishare ko sa inyo ang mahiwagang ingredients ng aking cookies and cream ice candy.

• 2packs cookies and cream biscuits mas masarap ang oreo kaso mahal
• 1 can condensed milk
• 2cups sugar
• 2cups cassava flour
• 2tbsp creamer 
• 4L water 

instruction: boil the 4L water with sugar and milk
                dilute the cassava flour in a separate container with  1cup water then pour in the 4L boiling water. mix continuously.
                dilute the creamer in a separate container with half cup of water then pour in the 4L boiling water
mix all together until smooth and the flour are cooked.
                keep cool. after cooling make the cookies and cream like a crumble and mix in the fluids.  Start packing.

makes 40pcs.  Enjoy..

If a man wants you, nothing can keep him away. If he doesn't want you, nothing can make him stay.

 Hi luvies,

Last night my baby is so agitated.  She often scratch her bottom.  I know she has a diaper rash and we already applied a cream but I think its not effective.  We tried Darpolene cream, bactroban and anti diaper rash powder but its not enough for her.  She wants me to scratch her bottoms.  She really gave me a hard time last night and honestly I don't know what to do.  I immediately change her diaper even though its still clean thinking that the sweat makes her itch.  I applied calmoseptine cream with zinc oxide and a prickly heat rash powder as I caress her buttocks she somehow feel some soothness and she calm herself and went to sleep. Hay buhay nanay.. kay hirap..

What about you mommies?  What is your anti-diaper rash cream?

When people can walk away from you, let them walk. Your destiny is never tied to anybody who left.

Hi luvies,

 Do you have any idea on how to make extra money this summer season?  Well I do,  its not much but at least.  Since I became a SAHM my life became different.   I spent most of my time sleeping and doing nothing in terms of earning.  Then I strive to help ends meet.  But its not enough because if you have a baby the expenses are sky high and plummets in a snap.  So now I am trying to figure out on how to make use my spare time and not just snooze beside my baby.

 

I dream to become a boss of my own. (LOL)  As if I have a capital.$$$$ Since I am just a beginner and a small time entrepreneur (yes sarap pakinggan)  This is what I have in mind.  I will sell Ice Candy this summer since there are a lot of children in our neighborhood.  I already did some but I just can't justify the math thing.  I made 25pcs of cookies and cream variant.  I want to sell them for 6.00php but hubby says its too much.  Heck, I want to earn 2.50 each so if I sold 25pcs I'll get 62.50php.  Not bad huh? Considering the labor of love that entails in doing them plus the electricity bill. The negative thoughts in mind says its just pennies.  So don't bother. I'd rather sleep.  But the positive thoughts in mind says Nobody will give you pennies in these days unless you are asking for alms. Well ate least I am earning mine.  So I will cross my fingers.

 

Well sometimes I wish that money grow on trees so no one will be hungry again.  But yet again putting your own blood, sweat and tears made you appreciate what you have.

Hi luvies, 

I am so happy yesterday.  My operation home business the "ice candy" was a sure hit among neighboors.  So the yield yesterday for my cookies and cream variant was only 25pcs I could have made it 30 but I miscalculated the size cause I was aiming I could sell them for 6php each but hubby said 5php is more reasonable. So in 1 day I already get my ROI and my net profit is 38.00php.  It's just pennies to some but hey at least I've made some money today.  Hurray for me.

So my new flavors today is flakes and nuts, cheese and corn.  My total yield is 90pcs. Let's see if they will heat the market like craze. I'm crossing my finger.  Now I am a bonafide negosyante(chos)  I am so excited.

What about you luvies? What have you accomplished today?