Hello mga Inay..

Today, I would like to talk about  FarmOn.Ph 

What is FarmOn?

For all of us newbies about this new money making venture. FarmOn is an agri-business based on the internet. Basically, you will invest virtually on a farm somewhere in the province of Cagayan. Garit Sur, Pangasinan and more.  You will fund the farm by depositing your money in a bank which the site owner collect to fund the crops such as rice, watermelon, pechay and many more. As an investor you are free to choose which crops or livestock are you going to fund and how much of it will you get. It's like farmville the real way, where you can choose what crops or livestock to invest with a corresponding amount to invest and there is a certain duration of harvest time of each crops or livestock usually 3-6 months depends on which type and as time goes you will get your ROI or return of investment which you can choose to withdraw or re-invest in the future cycle.  Keep in mind that you don't need a farmland nor a farmer because someone will do the work for you.  You help the farmers financially but you will get a 50/50 profit sharing once they sell the products.  Investor don't have to worry when there is typhoon or calamities because they will replenish the items and all you have to do is wait again.

How does it work?

First and foremost you have to:

1. join to their site. Unfortunately, it's closed for now because the 17th cycle just ended.  You can join when 18th cycle is open. I hope I can join in. Let's wait and see.

2. After registering you can choose which crops/livestock are you going to invest. Select your desired quantity and check the price.

3. Wait for confirmation e-mail.

4. Pay at BDO. I believe they say that investor need to be an account holder of BDO.  I am not sure about this one as of these moment. I will update soon.

5. Wait for the Farmon email once you got successfully order. They will ask you to email back  the contract with your signature.

6. Now you are a FarmOner.  Always check their site for progress. The fruit of your labor will be the harvest day.

By the way guys as the wise man said invest only what you are willing to loose.  In investing there is no guarantee if you will earn or loose some.  So always be mindful and be wise.

This is our way of earning passively.

***Photo not mine.

 

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Price: Php315.00

30pcs/bottle

Php 10.50/ gummy

Hello mga Inays.

Mahirap ba painumin ng vitamins ang mga anak nyo? Lalo na ang syrup at di maganda ang lasa?  Ang anak ko oo. Sobrang hirap painumin ng vitamins. Usually hinahalo ko pa sa gatas para di nya mahalata.

I remembered when I was young my mother often gave me Vidaylin syrup so I asked the pharmacist if they have that and I was informed that they have the chew-able type.  I didn't hesitated at all and bought it immediately, knowing my daughter she will be delighted if she found out it is in gummy bear forms.  Who doens't love gummy bears right?  Eto, nutritious not just all sugars.

What made me buy the vitamins is not just of its form but also it contains vegetable product.   At her age she is really a picky eater especially when it comes to vegetables.  I was thinking that this vitamins might somehow help her in her daily nutritional need. 

Thankfully she loved it and she is taking this everyday.

What about you?

Ratings:
⭐️ ⭐️ ⭐️ ⭐️ ⭐️

 

Hello.

Have you seen the once in a blue moon phenomenon called Super Blue Blood Moon ?   It was seen last past 9:00pm Philippines time.  I hope everybody love how the way the moon shines in your life tonight.

The nights sky is cooperating and the weather too.  Plus it's chilly aside so might as well bring your jacket.

Hello mommies,

Internet nowadays is a must for every household especially if you are living in the city.  Don't get me wrong but I think we are in the middle of online revolution, where you can access anything and everything around the world through world wide web. Especially that the social media is in the hype and there are a lot of information that are readily available for everyone to see or if you have something to share around the world you can do so without even being a superstar.  You can be your own superstar or internet sensation.  Everything is all up to you.

 We already have an PLDT Ultera subscription but it is very limited and unstable.  We are just given 30gb each month for Php699.00 Since we are having trouble with our PLDT Ultera because it tends to disconnect all the time and my partner need a stable connection for his work.  With that me and my partner decided to upgrade our existing PLDT Ultera to PLDT Fibr hoping to have better connection and unlimited data cap.

 

Let me share my horrifying PLDT Fibr application that makes me disappointed in acquiring their products and services.  I personally went to their office 2 times to apply for the said "Fibr."  First application went smooth, the lady which I talked said to just wait for a call for any update from their team if the said services is available in our area. 2 weeks later without a call from them, so I followed up personally to their office in SM Megamall where I filed my application, that's the time I found out that there was no socket available in our place.  She advised me to wait again. And re- apply in a months time because as of now she can't determine if there are slots that is going to be open for future subscriber.  After a month, I went back to their office in SM Megamall to re-apply again.  After 2 days I've got a call from their technician saying that they will do some ocular inspection in our area.  After a few minutes he told me that there was no socket available because it's already full and he did not know if PLDT will add an additional sockets.  He even showed me the pictures of the sockets.

So there, after a couple of days we had a change of plan.  We went to PLDT Pasig Rotonda Branch to apply for a new PLDT Speed Plan at 10mbps and 100gb Cap.  The waiting game starts again.  To no avail, nobody texted or called.  It's been a week so I followed up my application and the lady on the phone told me that the Plan I am applying is not applicable in our area.  The heck this PLDT.  They are just wasting my time.  They should know the exact status of their products and services before they offer it to people and not just accepts application and not minding them after all.  It is not easy going to their office on my day off.  I have to do lots of things, or I'd rather just take a rest in our house.  But, I got up went to their office.  Inquire and apply.  The lady in the front just accept all application not knowing if it is really available.  And aside from that they are not giving the consumer its options, so the customer will not go back and forth to their office to re apply or follow up the application.  They should put in the forms an option that if this services is not available the next best option would be this..  And that's it.

I was really pissed.  The guy over the phone told me to terminate the previous PLDT Speed plan application, and request just a regular PLDT DSL application that will give us the chances of having a DSL.  My brain is shouting WTF.  How come the lady on their office did not even told us that personally?  That lady just get our application.  All applicants on that day may I conclude. So we just applied for what is available and not go through this very hassle waiting game.

After a week again of waiting there is no call from them about the status of our application for the regular DSL is unknown yet.  There was no call, no text not even an e-mail.  I will give them until friday if not we might apply from another internet provider.

Hay naku PLDT.  You should exert more effort in providing high quality products and services and convenience to your clients too.  There are a lot of internet providers out there that is so much willing to give their services to their consumers.

>>>>>>>>>>

 

Hello mommies,

Investing while you are young is the most important thing to do especially now a days that money and finances are very tough to handle and manage.  Everything seems to be expensive and salary is always not enough to make both ends meet.  Living in this expensive and materialistic world is not enough and saving for the future and future family is tougher.  So we have to do so many ways to earn and save.  For most of us employed, we really don't have much because we are just getting a months worth of working, and we have a lot of obligations in our life that we need to face first not minding what is important or setting it aside first because we don't have much.

There are a lot of financial literacy guru all over and all they are preaching is saving.  So the question is what are we going to save if we don't have much? And how are we going to save?  As a newbie to this saving saga, I've read and stumble so many articles, discussions, blogs and forums and I found out about this PAG IBIG MP2 program by the Philippine Government.  It helps someone save and earn for their retirement.  And the minimum worth of contribution is Php 500.00 and the maximum is up to the member,  Mind you people we cannot withdraw..  I repeat, we cannot withdraw our money for 5 years.  We can add but we can't deduct.  The money will incur interest overtime and that's how you earn.  After 5 years and you don't need the money you can extend for as long as you like.  Being an active member of MP1 is prerequisite.

The Pros:  Bigger savings bigger interest
                    No tax

The Cons:  There is no passbook/online account that you can see your status just like online   banking.
                        You have to either go to the office to pay or have it auto debit from your office
                         5 years is quite a long time. 
                         It is not loanable.


For someone who is an existing member please enlighten us.  To Pag-Ibig I hope you'll make extra effort to be transparent to your member and issue a passbook or record book after all it is our hard earned money.

 

Hello mommies

This coming summer I am planning to enrol my not so little girl anymore to swimming lesson because she has a weak lungs, I want her to develop a healthy lungs and stamina too.  I will go to Pasig City Rave Park, I know they are offering swimming class especially to us Pasiguenos yet I don't know the fee.  Las summer I inquired at The Eastside Manor residences I believe their rate is Php4500 for less than 10 days and just 1 -1 half hours per day.  Due to bad finances that time and being frugal I hesitated and did not let her enrol but this time she really have to and we really have to.  She badly need it.

Next come to my mind is her Jollibee summer camp.  She is looking forward to her Jollibee school this 2018.  She attended the 2017 summer camp and she really liked it so much that she remembers it up until now.  It only cost us Php700 .  If I remember it correctly.

Next,  I plan to enrol her to a reading class at  Enopi Eye Level Learning Center at C. Raymundo.  I felt a bit sad that up until today she can't read a word.  She knows how to read the alphabet but she is having a hard time when it comes to words.  I know it has to come in me.  But teaching your child how to read is a difficult task though I read her a story books at night. Sigh

Next, I am dreaming to enrol her in TAEKWONDO.  But these sport entails big expenses.  I did some research on the fees and gears and its a bit stiff on our part.  I'll just continue dreaming and saving so someday I can give her the best life that I want for her.

What about you mommies? Care to share your summer plan for your kids? 

#hellosummer