Most of you know that I will be venturing to be an OFW soon.  Opening a savings account is a must because this is where I will place my remittance.  I've decided to open a  BDO Kabayan Savings because  it was near our place and I was enticed with the idea that there is no maintaining balance compared to their regular savings account.

BDO Kabayan comes with a yellow passbook and an ATM which you can enroll for online banking.

The requirements are the following:

• 2 Government issued ID
• Contract copy
• PDOS copy
• Passport

Remarks:  As much as possible they want to see the original ones especially the contracts and passport,  but I told them that all was at the agency already.  I just got it photocopied because I will open a bank account with them.  They are kind of strict especially with the requirements because after all there is no maintaining balance.

The clerk at the bank told me that I need at least 1 transaction per year for this account to remain a KABAYAN SAVINGS or else it will be converted into a regular savings account which have a maintaining balance of Php10,000 and aside from that if I can't maintain the account they will charge Php300 for dormancy.. hefty right?

By the way there is a Php100.00 amount value for opening the account. and It will take a week to get the ATM.  So, I will be back on Tuesday.   According the their website, it's perks is Free Life and Accident Insurance and you can get rewards from it as well.

Regarding their Free Life and Accident Insurance - you have to meet their requirements and enroll it here.

What about you?  What is your bank of choice?

Hello mga Inay.
 

I was about to claim my authenticated High School documents from the province to the main branch of Department of Foreign Affairs Asiana Branch.  It would be very much conveneint if it were just DFA Alimall. Unfortunately it was in their main branch.  And guess what? I really don't know how to go there.  Yeah, I've been staying and living in Manila for quite some time now and let me tell you I still do not know certain places, especially that I am a work place-home person only.  That is my life and my world has been that way.  Funny isn't it.  Thankfully google invented its MAP and I find it handy.  That is why I utilize it.

So, I live in Pasig City.  Basically I typed, "How to go to DFA Asiana from Pasig?"  Too shallow right?  But heck, I have to go there by myself and I have to find the easiest route because I hate getting stuck in traffic.  And I do not own a car so commuting is not a breeze.

This is how I manage to go there:

From Pasig Palengke I took the jeepney 🚙 with Starmall/MRT signboard. Then I was contemplating if I will take the bus 🚌 or  🚊 MRT.  I opt for the MRT because of the shortest travel time.  The MRT is southbound ok?  I alighted at TAFT station.  And when I got down the station LUCKY ME there was a white jeepney that is going to DFA ASIANA.  I was so happy.

The jeepney looks like this.  And there you can see the DFA Asiana. YEY.

Jeepney bound to SM MOA and DFA ASIANA

I entered Gate 1 that is the entrance for claiming documents I guess.  And you know what?? The building is so huge and there are a lot of counters, yet it was so full.  It was air conditioned and systematic.  There are a lot of people who are doing their business inside.  Maybe some of them are getting passports and other travel documents.  Whereas for me I am claiming my high school CAV from the province directly to DFA Asiana. Finally, My high school credential has its red ribbon with gold seal on it.

Red Ribboned High School Credential ✅

Now, it's time to go home.

From DFA Asiana I decided to got to Baclaran Church first and pay a visit to Ina ng Laging Saklolo.  I am praying for guidance and wisdom.  So i took the yellow jeepney.  I asked the driver if he will go to Baclaran Church itself before anything else.

From Baclaran I took the Bus going to Crossing Ibabaw. From Crossing I took the jeep going to Pasig.  The after a whole day of travelling I finally reach home with a happy heart and a swollen feet.

#outandabout

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Last July, when my daughter has a bouts of asthma attack we took her to her pediatrician which is located nearby. And she immediately noticed my girls eye.  She said " I think you should have her eyes check."  The lazy eye on her left was quite noticeable already. Her pediatrician insisted that I should look for Pediatric Ophthalmologist and not just any Ophthalmologist because she said they are the ones who are experts in handling children's cases.  I told myself that I have to save money because going to a certain specialist is costly and we don't have a health card.  That is why I need to save for her eye needs.

Since, I don't have the budget yet I often asked Mr. Google to look for a Pediatric Ophthalmologist nearby.

These are my options:

The American Eye Center in Shangrila-Edsa 

Dra. Joanne Bolinao and Dr James Abraham Lee

Telephone # 6360762  

Their consultation fee is around Php1200.00

Provision Eye Care - Silver City Pasig

Dra. Varela

Telephone #  661 4608

Their consultation fee is around Php700-900

I opt for Provision Eye Care  Network because it is near our place.

The clinic is clean, the staff are friendly and  Dra. Varela is such a wonderful Doctor.  She gave my daughter a thorough eye exam using their equipment. Before she gave her diagnosis and plan of care.  I was shocked to find out that my daughter's vision is now 200 each eye.  It is not just a simple lazy eye case anymore.  According to her, when she covers the left eye the right eye responded and became lazy as well.  The eye patch thing is not applicable to her at this point.  She has poor eye muscles and she needs to wear glasses up to 3 months then she will have a follow up by then her eyes will be evaluated again.  Hopefully, her vision will be corrected soon and there is still a big chance that she can wean the glasses off.

I am hoping for that..

Our total expenses is about Php2700 inclusive of everything. 

Her glasses suit her very well.  When I tried it it looks like I am looking through a magnifying glass. LOL.

What about you?  Do your kids need to wear glasses to?  

let's share thoughts IG - @wengthoughts

#kidswithglasses

GCash Scan Pay QR has an ongoing promo which started yesterday until tomorrow where you can get rebates of up to 30% which is capped at Php300.  Capped at Php300 means even if you exceed your purchase up until Php10, 000 or more you can only get Php300 as maximum money back.  Which  is not bad at all.   As a frugal mom I can't resist the promo especially if what I am buying is for our needs like groceries or medicines or the like.  Imagine Php300 that is quite a lot as a freebie.  The Php300 rebate is valid only on your 1st transaction during the whole duration of the promo period.  If you buy a few times using  GCash Scan Pay QR you can still rebates but I think it will just be 10%.

I immediately rushed to Puregold and do my groceries and my total amount was Php1300.  So I'll be expecting rebates a few days after my transaction.  I'll keep you posted and will show proof that it is GCash Scan Pay QR is real. 

For those of you who is not into GCASH yet and would love to find out about it please read here. 

On my trip to Puregold I did not just enjoyed the Php300 rebate which will be sent to me a few days after my transaction I actually got an additional savings from my grocery items.  Below are the items that I got on sale which is the very first thing that I love. Who wouldn't want that? Huge savings on each purchases is a mom's delight.

These are the items that have a free tag or discounts.

Procter & Gamble pack Php249 with a free water proof bag worth Php200.  Selecta Fortified Milk which gives me Php15 less.Retail price is Php119

Zonrox Gentle Clean 450ml Php22 with 2 free sachet of Zonrox Color Safe, Axe Deospray Php 225.50 with Free Shades, Buy1 take 1 Green Cross Active Protect Mosquito Repellant

Procter & Gamble Box worth Php249 and the Wanderlust bag in water proof lining and limited edition design that is worth Php200  

Our pet Drake is not paid in this advertisement. LOL. 

By the way please download GCASH app  at Google play store for free and kindly encode my referral 311ECD.  You will get Php20 when you signed up with my code.

After doing your groceries don't throw your receipts just yet because you can still earn with them by using SnapCart.  Oh di ba?  Speaking of truckloads of rebates.  There are a lot of ways to get rebates and discount. so don't be dismay.


What about you? What did you buy using the GCASH Scan Pay QR Promo?

Let's share thoughts - IG @wengthoughts 

Yesterday I took my daughter to the Pediatrician to have her cough checked because its been a couple of days now and I can hear her wheezes.  Amidst the conservative treatment of salbutamol nebulization and drinking ASCOF(an herbal medicine for cough).  She is just relieved temporarily that is why I decided to go to the Pedia and have her check up. According to her Pedia asthma season is back.  And asthmatic children are at risk of Bronchial Asthma in Acute Exacerbation.  She prescribed us with combivent nebules for every 6 hours and had her x-ray because of the active cough which is  a few days now.  She will wait for the xray result before she prescribe antibiotics on her.

Today we came back with the result. The sad part is her Pediatrician asked us to have her tested for PPD (Purified Protein Derivatives) which is commonly known as a Tuberculin Test.  This is to confirm the X-ray result if she's been exposed to Tubercle Bacilli.  I was puzzled because I am positive that there is no one in our household who have TB.

Expenses: Chest Xray APL for 6 year old - PHP660.00

                 PPD Test- Php1500.00

                 Combivent Neb - Php 56.00 each x 4x a day

                  Budesonide Nebule - Php75.00 each x 2x a day

I am praying that the PPD test will be negative. We will return on sunday am.

Mobile wallet is the new trend in town.  People rarely bring cash anymore so they rely on debit cards and electronic wallet.  Almost everybody is hooked on the internet and their mobile phone is often connected to data services that's why Globe GCASH app is a sure hit for almost everybody.  You can pay online purchases, pay your bills, buy load, send money, receive money, shop virtually or shop anywhere without any fuss at all.  The good part is you can get rebates on your transactions. They will automatically add up to your account balance.  Now GCASH offers GCredit where you can loan certain amount and pay on a later time.

If you are not yet a GCASH user please feel free to download the app, get your account verified.  Kindly use my referral code 311ECD .

Let's share thoughts - IG @wengthoughts