They say there are no more free things in life left.  But wait, think again.  There are still some free things available.  You just have to know where or how to find it, so you can have it.  And you can enjoy some free stuff which everyone would like to have or experience.

First of all let me ask you.  Do you want a free load on your mobile phone?  Who wouldn't want that?  You can get a free text or call and even data on your phone.  Unbelievable?  Believe it.

All you need is a globe/touch mobile sim card.  Each time you reload your mobile phone Globe gives you a reward points that you can use to avail of a free services.  So if you are not using it you might have acquire a big reward points by now.  If you don't have an app yet just click this link Globe Rewards.  Don't worry downloading is free.  Then after downloading you can now view how many points you can exchange for a promo.  Or if you want you can use this code *143# then look for Rewards. 

I often redeem my rewards whenever I don't want to reload just yet.  These are the frequent codes that I used 1.) FB1d - meaning I can have a free FB browsing for 1 day and 2.) GC5 - that's 10 free txt and 2minutes worth of call for 1 day.  All for just 1 point. There are other rewards you can enjoy depending on your needs.

By the way you can also send Rewards as gift so you can make someones day special. :P

What: Globe Rewards app

Recommendation: 5 stars 

 

GCASH is the new e wallet that is available at your own convenience, it is powered by Globe Telecom. One of the leading provider here in the Philippines.

GCASH has a lot of things to offer to its consumer like paying your bills, reloading, money transfer and buying movie tickets, you can also use it to buy load for your beep card and some online transaction and others.

Actually, I am now into this kind of wallet.  I am now funding my GCASH so I can pay for my utility bills and of course loading my mobile phone, and paying for my groceries at my favorite Puregold supermarket.  I was adamant at first because I not a techy person, I was afraid that my money will get lost in the process or I might be thinking that I already paid the bills and they did not pay it to the merchant and I am more into going to the bayad centers or establishment to settle my bills.  But because of the traffic and heat and the lack of time when beating the due date I am now converted to using the GCASH wallet.  It turns out it is more convenient and aside from that I am enjoying the rebates. :D 

As a frugal mom, who doesn't want that?  Even if my rebates are small at least they gave back right?

Before you get enticed, first things first you need a Globe simcard or Touch mobile sim card and a data to upload GCASH app at the appstore.  After uploading, install it to your mobile phone and voila.  You now have a GCASH app.  But wait that doesn't end there.  You have to activate it by sending your picture and your ID and a GCASH agent will call your mobile phone for verification.  From there your number will get verified and you can now Cash in or cash out.  Cashing -In is like depositing money to your GCASH account.  While Cashing-Out is withdrawing money from you GCASH account when somebody sends you money or when you want to get your money if you want it cold cash.  It will now serve as your virtual wallet.  Where your transaction is literally cashless all you need is your phone with data so you can access your account anytime.

For me, I usually Cash-In at 7-11 because I don't pay anything even if I place Php5000.00 that is the maximum amount that I cashed in so far.  That is my allotted budget for my utilities each month.  Some times I just add up some more if I want to do my groceries.  

Now that you have money on your GCASH you can now transact virtually.  You can now pay your bills or other utilities.  I've paid my Meralco, Manila Waters, Globe, all you need is your account number.  You just make it sure to pay on or before your due date or they will not accept it anymore.  I haven't tried paying my credit cards through this just yet because my dues is kinda hefty and I usually pay in the banks.  But if you want you can use the app to pay it as well.  After the transaction there is an option to e-mail you the transaction record because they don't issue receipts. So I suggest you do so at the same time I screenshot my transaction for record purposes.

The great part about this is you will get rebates from paying through them.  So thumbs up for that.

What about you are you a GCASH User?  Tell me how you are using it?

 

What: GCASH app

Recommendation: 5Stars

 

Hello mga Inay.


First and foremost let us talk about what is a Globe GCash Master Card and how to get a Globe Gcash MasterCard.  GCash MasterCard is a product of Globe Telecom.  It allows it users to use it as a debit card provided the client has a fund on its account.  The client may wish to use it on their online purchases or on shops and groceries that accepts MasterCard or wherever they wish it to be as long as the establishment accepts MasterCard Payment or GCash payment.  You can immediately see it because they have a sign on the cashier.

In order for you to use it you have to download Gcash App using your mobile phone here .

use my code as your referral and you will get Php20.00 instantly in your account That's 311ECD.  Have it verified.  Submit a picture with your ID.  An agent will call you for verification purposes and once you are verified you will get the KYC code via SMS and that is the time you can cash in or deposit in your GCash account.  

You can cash in or top up anywhere especially at any globe store, moneygram, western union, BPi-Gcash, Paypal to GCash, RCBC to GCash and 7-11 branches.   There are also other partners which you can find handy at your GCash App. And there is no service charge so that is a very convenient and hassle free.  So once your done with the app download and verification and you want to get the GCash MasterCard App you should visit any Globe Store near you and bring 1 valid ID and a picture you will pay a Php200 fee for the card and wait for an hour or so because they will link your MasterCard to your Gcash app so you can use the card to transact to any merchant.  And also that will serve as your E-wallet as well.  They will engrave your name on it.

You may be intrigued about the benefits of having a Globe GCash App.  Well, its features are really useful and handy like you can earn rebates whenever you pay your bills and buy loads and made purchases using your GCash App.  You may opt not to get the GCash MasterCard you can still use your GCash wallet using its Scan QR Code.  You just have to find a a merchant with QR code.  I believe most groceries and department stores are accepting GCash nowadays.

The advantage of this app is the rebates that you will get in every transaction which every Juan are eager to get, because they can save some money from it.  I am encouraging everyone to get this app because you will not loose anything instead you will get rebates or cashback from your purchases or payments.  Who wouldn't want that?

Aside from that you can also use this App to 1. Pay your bills, 2. Money Transfer, 3. Pay your flight, 4 Loading business, 5. You can also receive money if someone sends you money.  Then, if you wish to cash out you can visit any globe store or you may use your MasterCard to withdraw your money.  You will be charge Php 20 for bank withdrawals.

Do you want to have a GCash Mastercard? 

Ratings: 5 Stars

Recommendation:  Highly recommended.

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***Photo not mine.

Hello mommies.

Milk is a very important part of our diet because of its protein and some fats,  Even if we get old it is still important to drink milk.  It is one of the vital drink that we should not skip to give to our growing up child because its nutritious and will help our child develop strong bones and muscles.

Calcium, Protein and fat are highly essentials to our growing children due to their developing body physically especially their bones and brains.  Aside from that they are not getting enough nutrition from the food we are giving them and some of these growing up tots are very picky eater.  As a mom no matter what I do I just can't force my daughter to eat.  Its either I will trick her or I will osterize her food which is kind of an effort considering that she is now 6 years old.  Aside from that, I am constantly giving her milk up until today to help her gain weight easily.  So today I want to share my latest finds.  I've been researching for a while now about milk should I give her because she is really growing fast but growing thin.  And lo and behold I found the Aqiva Powdered Milk by Wyeth.

The adverts says it has a higher level of DHA 16mg, Lutein 56mcg, Selenium 6-7mcg, Iodine 30mcg, Folic acid 83mcg, Vitamin C 0mg and D 160 IU.

 

SRP 978.85Php

 

Hello mga Inay..

Today, I would like to talk about  FarmOn.Ph 

What is FarmOn?

For all of us newbies about this new money making venture. FarmOn is an agri-business based on the internet. Basically, you will invest virtually on a farm somewhere in the province of Cagayan. Garit Sur, Pangasinan and more.  You will fund the farm by depositing your money in a bank which the site owner collect to fund the crops such as rice, watermelon, pechay and many more. As an investor you are free to choose which crops or livestock are you going to fund and how much of it will you get. It's like farmville the real way, where you can choose what crops or livestock to invest with a corresponding amount to invest and there is a certain duration of harvest time of each crops or livestock usually 3-6 months depends on which type and as time goes you will get your ROI or return of investment which you can choose to withdraw or re-invest in the future cycle.  Keep in mind that you don't need a farmland nor a farmer because someone will do the work for you.  You help the farmers financially but you will get a 50/50 profit sharing once they sell the products.  Investor don't have to worry when there is typhoon or calamities because they will replenish the items and all you have to do is wait again.

How does it work?

First and foremost you have to:

1. join to their site. Unfortunately, it's closed for now because the 17th cycle just ended.  You can join when 18th cycle is open. I hope I can join in. Let's wait and see.

2. After registering you can choose which crops/livestock are you going to invest. Select your desired quantity and check the price.

3. Wait for confirmation e-mail.

4. Pay at BDO. I believe they say that investor need to be an account holder of BDO.  I am not sure about this one as of these moment. I will update soon.

5. Wait for the Farmon email once you got successfully order. They will ask you to email back  the contract with your signature.

6. Now you are a FarmOner.  Always check their site for progress. The fruit of your labor will be the harvest day.

By the way guys as the wise man said invest only what you are willing to loose.  In investing there is no guarantee if you will earn or loose some.  So always be mindful and be wise.

This is our way of earning passively.

***Photo not mine.

 

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Price: Php315.00

30pcs/bottle

Php 10.50/ gummy

Hello mga Inays.

Mahirap ba painumin ng vitamins ang mga anak nyo? Lalo na ang syrup at di maganda ang lasa?  Ang anak ko oo. Sobrang hirap painumin ng vitamins. Usually hinahalo ko pa sa gatas para di nya mahalata.

I remembered when I was young my mother often gave me Vidaylin syrup so I asked the pharmacist if they have that and I was informed that they have the chew-able type.  I didn't hesitated at all and bought it immediately, knowing my daughter she will be delighted if she found out it is in gummy bear forms.  Who doens't love gummy bears right?  Eto, nutritious not just all sugars.

What made me buy the vitamins is not just of its form but also it contains vegetable product.   At her age she is really a picky eater especially when it comes to vegetables.  I was thinking that this vitamins might somehow help her in her daily nutritional need. 

Thankfully she loved it and she is taking this everyday.

What about you?

Ratings:
⭐️ ⭐️ ⭐️ ⭐️ ⭐️

 

Hello.

Have you seen the once in a blue moon phenomenon called Super Blue Blood Moon ?   It was seen last past 9:00pm Philippines time.  I hope everybody love how the way the moon shines in your life tonight.

The nights sky is cooperating and the weather too.  Plus it's chilly aside so might as well bring your jacket.

Hello mommies,

Internet nowadays is a must for every household especially if you are living in the city.  Don't get me wrong but I think we are in the middle of online revolution, where you can access anything and everything around the world through world wide web. Especially that the social media is in the hype and there are a lot of information that are readily available for everyone to see or if you have something to share around the world you can do so without even being a superstar.  You can be your own superstar or internet sensation.  Everything is all up to you.

 We already have an PLDT Ultera subscription but it is very limited and unstable.  We are just given 30gb each month for Php699.00 Since we are having trouble with our PLDT Ultera because it tends to disconnect all the time and my partner need a stable connection for his work.  With that me and my partner decided to upgrade our existing PLDT Ultera to PLDT Fibr hoping to have better connection and unlimited data cap.

 

Let me share my horrifying PLDT Fibr application that makes me disappointed in acquiring their products and services.  I personally went to their office 2 times to apply for the said "Fibr."  First application went smooth, the lady which I talked said to just wait for a call for any update from their team if the said services is available in our area. 2 weeks later without a call from them, so I followed up personally to their office in SM Megamall where I filed my application, that's the time I found out that there was no socket available in our place.  She advised me to wait again. And re- apply in a months time because as of now she can't determine if there are slots that is going to be open for future subscriber.  After a month, I went back to their office in SM Megamall to re-apply again.  After 2 days I've got a call from their technician saying that they will do some ocular inspection in our area.  After a few minutes he told me that there was no socket available because it's already full and he did not know if PLDT will add an additional sockets.  He even showed me the pictures of the sockets.

So there, after a couple of days we had a change of plan.  We went to PLDT Pasig Rotonda Branch to apply for a new PLDT Speed Plan at 10mbps and 100gb Cap.  The waiting game starts again.  To no avail, nobody texted or called.  It's been a week so I followed up my application and the lady on the phone told me that the Plan I am applying is not applicable in our area.  The heck this PLDT.  They are just wasting my time.  They should know the exact status of their products and services before they offer it to people and not just accepts application and not minding them after all.  It is not easy going to their office on my day off.  I have to do lots of things, or I'd rather just take a rest in our house.  But, I got up went to their office.  Inquire and apply.  The lady in the front just accept all application not knowing if it is really available.  And aside from that they are not giving the consumer its options, so the customer will not go back and forth to their office to re apply or follow up the application.  They should put in the forms an option that if this services is not available the next best option would be this..  And that's it.

I was really pissed.  The guy over the phone told me to terminate the previous PLDT Speed plan application, and request just a regular PLDT DSL application that will give us the chances of having a DSL.  My brain is shouting WTF.  How come the lady on their office did not even told us that personally?  That lady just get our application.  All applicants on that day may I conclude. So we just applied for what is available and not go through this very hassle waiting game.

After a week again of waiting there is no call from them about the status of our application for the regular DSL is unknown yet.  There was no call, no text not even an e-mail.  I will give them until friday if not we might apply from another internet provider.

Hay naku PLDT.  You should exert more effort in providing high quality products and services and convenience to your clients too.  There are a lot of internet providers out there that is so much willing to give their services to their consumers.

>>>>>>>>>>

 

Hello mommies,

Investing while you are young is the most important thing to do especially now a days that money and finances are very tough to handle and manage.  Everything seems to be expensive and salary is always not enough to make both ends meet.  Living in this expensive and materialistic world is not enough and saving for the future and future family is tougher.  So we have to do so many ways to earn and save.  For most of us employed, we really don't have much because we are just getting a months worth of working, and we have a lot of obligations in our life that we need to face first not minding what is important or setting it aside first because we don't have much.

There are a lot of financial literacy guru all over and all they are preaching is saving.  So the question is what are we going to save if we don't have much? And how are we going to save?  As a newbie to this saving saga, I've read and stumble so many articles, discussions, blogs and forums and I found out about this PAG IBIG MP2 program by the Philippine Government.  It helps someone save and earn for their retirement.  And the minimum worth of contribution is Php 500.00 and the maximum is up to the member,  Mind you people we cannot withdraw..  I repeat, we cannot withdraw our money for 5 years.  We can add but we can't deduct.  The money will incur interest overtime and that's how you earn.  After 5 years and you don't need the money you can extend for as long as you like.  Being an active member of MP1 is prerequisite.

The Pros:  Bigger savings bigger interest
                    No tax

The Cons:  There is no passbook/online account that you can see your status just like online   banking.
                        You have to either go to the office to pay or have it auto debit from your office
                         5 years is quite a long time. 
                         It is not loanable.


For someone who is an existing member please enlighten us.  To Pag-Ibig I hope you'll make extra effort to be transparent to your member and issue a passbook or record book after all it is our hard earned money.

 

Hello mommies

This coming summer I am planning to enrol my not so little girl anymore to swimming lesson because she has a weak lungs, I want her to develop a healthy lungs and stamina too.  I will go to Pasig City Rave Park, I know they are offering swimming class especially to us Pasiguenos yet I don't know the fee.  Las summer I inquired at The Eastside Manor residences I believe their rate is Php4500 for less than 10 days and just 1 -1 half hours per day.  Due to bad finances that time and being frugal I hesitated and did not let her enrol but this time she really have to and we really have to.  She badly need it.

Next come to my mind is her Jollibee summer camp.  She is looking forward to her Jollibee school this 2018.  She attended the 2017 summer camp and she really liked it so much that she remembers it up until now.  It only cost us Php700 .  If I remember it correctly.

Next,  I plan to enrol her to a reading class at  Enopi Eye Level Learning Center at C. Raymundo.  I felt a bit sad that up until today she can't read a word.  She knows how to read the alphabet but she is having a hard time when it comes to words.  I know it has to come in me.  But teaching your child how to read is a difficult task though I read her a story books at night. Sigh

Next, I am dreaming to enrol her in TAEKWONDO.  But these sport entails big expenses.  I did some research on the fees and gears and its a bit stiff on our part.  I'll just continue dreaming and saving so someday I can give her the best life that I want for her.

What about you mommies? Care to share your summer plan for your kids? 

#hellosummer

Hello mommies,

 Last Friday morning me and my colleague had a brief chitchat about our kids.  She has an asthmatic and sensitive child like mine too.  We talked about their school, their activities and their future activities this coming summer.  Then she told me that her child has been cold and cough free for a couple of months now.  I asked her what did she do?  She said she changed her sons vitamins into Poten Cee and Immunomax.  According to her, she noticed that her son had increased his appetite and also his resistance to diseases especially cough and cold that is very  rampant in school age child.  And the season here in the Philippines is not cooperating as well.  These is really a struggle to us mom most especially that our child is in preschool and they are most likely vulnerable to viruses and bacteria.  They will just put everything in their mouth after holding anything and everything.

When my shift ended I hurriedly went to southstar drug store which is located nearby our hospital to buy the said vitamins.  As you all know my daughter is having a bad cough and cold lately.  I immediately gave her the Poten Cee vitamins I bought the chewable variant and I can tell that she liked it a lot.  I told her it is not candy, it is an orange bear that will help her fight the cough and cold in her body. And she is delighted by the idea that some imaginative bear will help her combat the flu inside her.  I am so sorry, I am not a doctor I gave her double dose but I am a desperate mom so I gave her 1 bear in the morning after her breakfast and 1 in the evening after dinner to help her boost up her immune system fast.  It's just 2 days of usage and I can see an improvement in her condition.   And she said that it's yummy and she likes it.  By the way I am proud that my daughter is not a big fan of candies.  And since Poten Cee is very chewy and tasty too she developed fondness of it.  Well according to their product description it has many anti-oxidant or anti bodies that will help our body fight free radicals and aside from that it also contains rosehip extracts and beta-carotene that will make them grow healthy.

By the way mommies there is also a syrup type of these kind a much cheaper one around Php130.00.  But I opt for the gummies because I can tell that my daughter doesn't like to take liquid vitamins.  

I haven't gave her the immunomax yet.  So my review for that product will follow later.

 

What: Poten Cee Vitamin C Gummies

Where to buy: Southstar of any leading drugstore

Price: Php198.75

Recommendation: Highly recommended

What are your children's vitamins? Care to share? 

#vitaminc

#notosickness

Hello mommies,

I was so happy that finally I paid my water bill using this app.  Paying is so easy. You just need money to your wallet.  I deposited Php4000.00 to my wallet so I can pay my bills anytime anywhere as long as there is an internet.  And voila.. Since I am still in testing phase, I only paid the water bills first because its just a small amount and you know what mommies Coins.Ph gave me a cashback of Php5.00  I know that is just a small amount but it is money and imagine if you will pay all your bills through that app then you can save a lot.  Just imagine that.  Your getting a rebate out of your expenses.  We should always keep in mind that saving is believing.

Let's earn and let's save.

#coinsph