Hello mga Inay.  

Almost all employee nowadays have an HMO card or health card aside from our Philhealth and it is really beneficial because we do not know (knock on wood) when do we need one.  I came across a post through social media about this and as I do my research I am more eager to get one.  Kasi alam  nyo naman mahirap kumita ng pera and pag kumuha ka ng HMO eh may kamahalan ang premiums nila aside from that I think mas maganda kung employed ka kasi mostly lalo na sa call centers sagot ng employer ang health cards nila.  Paano naman ang ibang sector?  Like Work from home moms, businessman, buy and sell and yun typical na Pilipino lang.  Ngayon meron na tayong maasahan.  Madami ng HMO company ang may prepaid kagaya na lang ng Philcare.



 I  am planning to get one as soon as I have the budget.

Alam naman nating lahat na magastos magkasakit kaya need nating mag-ingat talaga at need natin ng back up ika nga para sa sense of security.  Malaking tulong ang inooffer ng Philcare Prepaid Healthcare


PRODUCTS  
  Dengue Assist - Php 599.00
ER Vantage Plus 40 for kids - Php 2950.00 - covers P40,000 From ER to admission.
ER Vantage Plus 60 for adults - Php 1350 - covers P60,000 from ER to admission.


May mga inclusion na eto mga inay like laboratories, radiology board and lodging, doctors fee.  Basahin nyo lang maigi kung ano ang pinaka kailangan nyo bago kayo pumili.


Madami pa silang mga products and services na pwede pagpilian.  Bumista lamang kayo sa kanilang website.  Sa pagkakaalam ko pagkakuha mo ng napili mong plan ay magpapadala sila ng voucher sa iyong e-mail within 7days ay pwede na po etong magamit.  Take note po eto ay SINGLE USE lamang.  Napakamura na neto sa aking palagay.


Mga mommy hindi po ako binayadan ng Philcare pala i advertise sila.  Gusto ko lang malaman nyo na nagandahan ako sa produkto nila at balak kung kumuha ng medical insurance nila pag nakaluwag ako.  Mas makakasave ka kasi at hindi sasakit ang ulo mo when the time comes na you will need it.  Kung di mo naman magamit eto eh di salamat sa Diyos.  After a year na di mo magamit eh forfeited na ang bayad mo.


Ano sa palagay nyo mga Inay?  Maganda ba sya?

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Hello mga Inay.

Last night I come across QA World.  It is a website that offers side hustle on your convenient time.  They will send you a link where you can transcribe  an audio for a fee.  It is how you earn. You'll get paid after transcribing a conversation or something then they will rate you for that.  I said to myself maybe I can try this one.  Since some of the home based moms are raving about how good the pay out is.  I signed up and waited for a follow up e-mail.

This morning they sent me a test where I will transcribe an audio file.  It is a short one.  The clip is in English and it is an easy task but once you start transcribing, it getss very hard especially where to put the punctuation, capitalization and you have to watch out for the grammar.  

Unlucky me I did not make it.  Geez, money is really hard to earn.  Sigh.

To those of you who are dreaming of working from home you might want to try QA WORLD.  Who knows if these might be for you.  Joining is free.



QA World Online Transcription Requirements

 All you need is a laptop, a headphone and a good internet provider and once you get approved you'll get projects from them.  You are not even required to have an experience.  All they are asking is for you to pass the test before you can be qualified for the job.



QA World Online Test 

As what I've said, after registration they will send you an e-mail with the link on it.  Now you have to transcribe the call word per word.  You will be the one who will put punctuation so you should be careful especially on your grammar.  After submitting your test they will immediately send the test result.  You don't have to wait for so long.  And if you pass you can now start transcribing.  You can transcribe calls any time and anywhere and it is unlimited.  As long as there is calls to be transcribe you can work.  As you can see QA World Transcription is very flexible.

 

Payment/ Salary

Pay weekly through Paypal.  

Are you working with QA World?  Mind sharing your experience?

 

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Hello mga Inay.

Recently, pumutok ang balita regarding sa Momo Challenge.  Ang akala ko isa etong typical challenge lang.  Like ice bucket challenge or 10 years challenge.  Yun pala mas malala pa eto.  Nung kumalat sa facebook ang awareness campaign regarding dito.  Dun ko naintindihan kung anong age group at sino sino ang target nya.  Eto ay ang mga kabataan na walang kamalay malay sa aksidente or trahedya na kahihinatnan nyan.  Nanindig ang balahibo ko kasi ang challenge na eto ay fatal.  Yes mga Inay nakakamatay.  Unti unti pa.  Nilalason ng challenge na eto ang utak ng mga bata.  As an adults akala natin typical na nanood or nagsecelphone lang ang ating mga anak.  Yun pala may mga sira ulong tao na gumawa ng app pra ichallenge ng mga bata, para sundin ng mga bata.  At master ang tawag sa kanila ng mga bata.  Masama pa neto bawal sabihin ng mga bata ang ginagawa nila sa magulang nila dahil may pagbabanta na nagaganap.

Marami na rin naiulat na napahamak at worse nagpakamatay na mga kabataan dahil dito.  Worldwide pa mga Inay kaya kung sino man ang nag imbento neto walang puso at walang paki alam.

Kaya mga Inay maging aware tayo lalo na sa panahon ngayon na gadget na lang halos ang hawak ng mga bata.

Kumakalat din ngayon sa Youtube ang mga kahindik hindik na video na nakakalusot sa youtube kids.  Eto'y mga cartoons na mga bastos like nakahubad, nakikita ang suso at worse yun kay Peppa Pig na pinutulan sya ng ulo ni daddy pig.  Meron din kami na experience na nagmumura sa youtube at mga bastos na salita kaya agad agad nakabakod na kami pag nagyoutube na ang anak namin.  

Lahat ng eto may psychological effect sa bata.

Kaya paalala konting ingat tayo sa ating mga anak.

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Hello mga Inay.

I want to share my daughters experience with Nutren Junior.  By now you know that my 7 year old is struggling to gain weight for quite some time now and the only solution to the problem is to add protein to her diet.  But she is a picky eater and I can't force her to eat meat and other source of protein plus the fact that she is lactose intolerant.  I've sourced the internet and bought a couple of milk to try, until I finally got a chance to try Nutren Junior.  We bought a small can last week and thank God she didn't vomit or had stomach upset and she like it.  Unfortunately the chocolate flavor wasn't available so we tried the vanilla instead.  She said the taste was ok.  I'm grad she like the taste.

I am keeping my hope on this one.  Since it has probiotics and prebiotic content plus this can really add nutritional support specially to under nourished kid.  Well, I consider my child under nourished because she is a picky eater and the only choice I have to supplement her nutrition is through milk.  It is a bit pricey though, like almost Php500 for a small can about 400g but I don't mind spending that much as long as it will help my kid grow up healthy and on her desired weight.

What about you?  How do u help your child gain weight?

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Hello mga Inay.

This afternoon I received a call from Globe Telecom representative, saying that my account is qualified for a free Globe Unlimited Internet Fiber Plan upgrade.  I was so happy because for the longest time that we waited for a fiber connection in our area finally they are offering it to me.  And mind you it is FREE OF CHARGE.  Yes, I kept on asking them if its FREE.  Ayoko kasi ng extra charges.  Nagtitipid ako.

So ayun. Our basic plan is the Globe Broadband Unlimited Bundle 1899 at 15mbps.  Now the offer was:

• no reset on lock up period which is ok. 
• no instillation fee
• no additional charge
• new modem and stuff for free

Di na ako nagpakipot pa kay Globe I immediately say YES.

Tomorrow they will drop by and install our new modem.  Hopefully it will be faster and more reliable connection.  Yun tipong di nagpoprusisyon pag nagdownload ka or upload ng kung ano ano.  At medyo hayahay na mag video stream.  Oh well.Saka na ako magreview pag naexperience ko na sya ha.


Tingnan natin.

 By the way if you want to know about their latest products and services please visit their website.

Nakafiber na ba kayo mga Inay?  How was it?

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 Hello mga Inay.

Naisip ko lang dapat imbes na kung ano ano ang idagdag at ibawas na subject sa eskwelahan eh ituro sa bawat estudyanteng Pilipino ang pagiging Financial Literate ng sa gayon ay matutunan nila kung paano mamuhay sa totoong mundo.

Bakit?? Para mag-iba ang mindset nila.  Lage lang kasi sinasabi sa atin mag-aral kayong mabuti at pag nakatapos kayo ng pag aaral ay makakahanap kayo ng maayos na trabaho.  Pero sa totoo lang marami sa ating mamamayang Pilipino ang nakatapos ng pag-aaral pero hindi naman maganda ang swelo.  Oo maayos ang trabaho pero ang sweldo.  Kagaya ko isa akong Nurse na nagtratrabaho sa isang pribadong hospital dito sa Maynila.  Maganda ang trabaho?? Oo naman.  Maganda ba ang sweldo?? Ahem..  Quiet na lang.

Isa lang din ako sa libo libong empleyado na tumatanggap ng minimum wage.  Akala nyo siguro porket Nurse, may lisensya ay mataas na ang sinasahod ko?  Naku po.  Isa pong pagkakamali yan.  Mas malaki pa or kapantay lang ng sahod namin ang saleslady at service crew.  Di naman sila nagtake ng board exam at iba sa kanila di nagtapos ng 4-5 taon sa kolehiyo tama po ba?  Di ko po sila minamaliit, yun sweldo lamang po ang maliit.

Ngayon balik tayo sa topic.  Mostly sa atin ay may tinatanggap lamang na minimum wage sa isang buwan at sa totoo lang hindi eto sasapat sa gastusin natin.  Kaya nga sabi ko sana may Financial Literacy na subject nung nag aaral ako para alam ko kung ano pa ang mga pwede kong pagkakitaan maliban sa trabaho ko.

Sa subject na eto pwedeng ituro sa atin ang budgeting, saving tips, extra income tips at pag set sa utak natin na huwag tyo umasa sa minimum lamang.

Medyo matanda na ako bago ko to natutunan.  Pero huli man daw at magaling eh makakahabol din.  Makakaraos din.  At matutupad ko din ang goal ko.

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