Hello mga Inay.

This morning I was wondering why my daughter kept on scratching her head.  She often complained about how itchy it is.  Especially when she is in class.  So before she go to school this morning I used the small tiny comb or suyod.  And I was shocked.  Because she has lice.  Hay naku nakakaloka mga Inay.

My daughter is 7 years old and I know here in the Philippines head lice is very common among her age group.  I am not sure where did that parasite came from.  Basta masarap sila tirisin.  Anyhoo.  I immediately go to the drugstore and purchase some shampoo to get rid of lice.  

I bought Oilganics, licealiz and kwell.  Let's see which one is effective. 

May problema din ba kayo sa kuto?

 

Hello mga Inay.

Nabahala lang ako sa eksena ngayon sa Manila Bay madaming mga tao, bata man o matanda ang walang patumanggang naliligo dito.  Guys oo maganda at malinis na sya pero makininig sana tayo.  Di pa ho SAFE maligo sa Manila Bay.    Baka magkasakit lang ho kayo sa ginagawa nyo.  Imaginin nyo nagsiswimming kayo sa dumi na di nyo nakikita.   Mataas pa ang coliform level ng tubig.  Madami pang dumi ang di naalis jan dahil tuloy tuloy pa din ang ang agos ng mga ilog na na nagkokonek jan.  At di lang yun, yung lupa mismo ng dagat ay may bahid pa ng dumi.  Napakalaking hazard po eto lalo na kung may maliliit pong mga bata.  Pwede kayong magkasakit sa balat, magtae at madami pang iba lalo na kung makakainom kayo ng tubig.

Tandaan natin mahirap at mahal magkasakit.  Di ako kill joy.  OO kaaya aya at nanghahalina ang dalampasigan ngayon lalo na at walang mga basura.  Pero imbes na maligo kayo tumulong na lang po kayo na pag ibayuhin pa ang pagpapanatili na malinis ang ating kapaligiran.  At pag nangyari yun mas lulusog pa at sisigla ang Manila Bay.

At please lang wag muna kayong kumain ng seafood na huli jan sa Manila Bay baka sumakit pa ang inyong mga tiyan.  Huwag naman po sanang matigas ang ulo lalo na at magsasummer paulit ulit naman po kayong pinapaalalahanan na di pa pwede.  Pag kayo po ang nagkasakit ay kayo na rin po ang may gusto nun.  Gusto nyo po bang maging pasakit sa mga ka anak nyo?  Buti po sana kung lahat may pera pero kung wala din po ay isa etong malaking problema.

I enjoy nyo na lang ang view at lalong lalo ang sunset.

Ano sa palagay nyo mga Inay?
 

***Photo not mine

 Follow me and I will follow you 😍 😘 

IG 

FB 

PageYoutube

Hello mga Inay.  

Kong Hei Fat Choi

Today February 4, 2019 Tuesday is the Year of the PIG.  It is Chinese New Year and it is widely celebrated all over the world.  Kahit hindi Chinese nakikisabay sa pagsalubong.  pati nga nanay ko eh naghanda at nag offer pa ng fruits.  Oh di ba?  pati tradition nila nakiki uso na din tayo.  And I know mga iba dyan bumili pa ng trinkets and charms sa Binondo.  Wala namang masama di ba?  As long as it makes us happy and makes us hopeful that tomorrow will be a better day.

For today, I will write my wish list muna.  Wala pa kasi akong pambili ng mga bagay bagay na eto.  Kumbaga I am aiming and saving pa kasi di naman sila needs they are basically wants and as a mother I am dreaming to have this one because I know kahit papano mapapagaan neto ng kaunti ang buhay ko. Lol.

1. Panasonic Eco Navi Bottom Freezer Refrigerator - Napanood ko ang review neto sa youtube at talagang napahanga ako di lang sa laki nya kundi sa power saving capability nya.  Ang gamit kasi namin ngayon for 8 years now ay ang Condura personal refrigerator namin.  Ok naman sya.  Kaso lang sobrang liit nya.  Tiis ganda muna sya.  Pwede pa naman sya eh.

2. LG Fully Automatic Washing Machine - Nung napadaan ako sa SM nakita ko to at grabe nainlove ako sa kanya.  Medyo affordable kasi at sabi dun eh energy saver daw sya.  Oh di ba pak na pak, lalo na kung sobrang dami ng labada.   At take note may dryer na sya.  Parang wash and leave ang emote so madami akong magagawa habang naglalaba sya kasi di na ako magmanual.. Di naman sa tamad lang kailangan lang ng upgrade.   Un old washing machine namin ay Hanabishi at sobrang tibay nya hands off ako dito 2004 ko pa yata to nabili. 15 years na sya kung tutuusin.  Medyo nagbabadya na sya ng retirement kasi un mga nob nya minsan di na nag-auto pero as usual habang pwede pa eh di go.  Wag muna syang mag retire completely kasi wala pa akong pambili.

3. Lagermania or Hanabishi Oven - Actually mga Inay, I am a frustrated baker. Lols.  Ewan ko kahit di ako marunong eh nasisiyahan ako tuwing nagbibake ako.  Gusto din naman ng mga tao un nabibake ko o wala lang silang choice. haha.  Ang gamit ko ay stove top manual oven at meron syang thermometer para malaman ko yun heat sa loob.  Sabi ko sa sarili ko one of these days magkakaron ako neto.  Isa to sa pinag iipunan ko.

So ayun, mangangarap muna ako ng gising.  Sana bago mag year 2020 nakabili na ako ng kahit isa man lang sa mga eto.

Pagbubutihan ko pa ang aking saving power.  At gagawa pa ako ng paraan para dumami ang income stream ko.

Hopefully.

O sya mga Inay kayo ano ba ang New Years Wish List nyo?? 

 

Hello mga Inay.

Nauuso lately ang mga online jobs at talaga naman patok na patok eto lalo sa ating mga Inay.  Imaginin nyo di nyo na kailangan lumabas ng bahay para magtrabaho.   Mababantayan nyo ang inyong mga anak araw araw at nakakagawa pa kayo ng household chores kahit paano.   At syempre pa walang nakakainip na traffic.  Ang pinaka da best dito eh wala kayong makakatrabahong asungot o supervisor na sinisipat lage ang ginagawa mo.

Eto na mga Inay subukan nyong mag apply usually mga virtual assistant at data encoder hanap nila.  Di ko lang alam pano ang kalakaran sa ganitong field kasi di ako yun office type eh.  Mas gusto ko pa din maging Nurse.

 

Online jobs ph

Upwork

fiverr

May mga ibang Nanay naman na successful sa online selling nariyang ang

Lazada

Shoppee

Carousel

Ebay

Eto pa mga information na kakailanganin nyo FILIPIKNOW

Ano po ang pinagkaka abalahan nyo? 

**Photo not mine

 

Hello mga Inay.

 

So kanina nagpunta kami sa Pediatrician ni Luna dahil sa matindi nyang ubo.  Abah 4 days na at di pa din nawawala.  dyaskeng ubo naman.  Akala ko dahil lang yan sa panahon at virus siguro both.  Malas lang si luna nadapuan.  

Anyway, so ayun mga inay nagpacheck up kami at niresetahan kami ng mga nebules at antibiotics. Nagpareseta din ako ng vitamins kaso sabi ni doktora eh saka na lang yun magpagaling muna sya.

Diretso kami sa Southstar kasi meron akong SUKI CARD.  Alam nyo naman points din yun.

Eto nga pala ang mga nireseta.

Asmalin Php25.75 each

Asmavent Php 93 each

Cefixime 60ml Php 800.00

Habang nasa claim section ako nakita ko ang Appeton at Nutren Junior.  Sabi ko sa sarili ko pag nagkabudget ako at nagoogle ko muna ang review sa kanila eh bibili ako.  Kasi di lang sa pag gain ng weight may problema ang anak ko meron din syang lactose intolerant at naconfine sya last time due to severe dehydration.  Nagtry din kami mag Pediasure kaso inatake naman sya ng hika nun kaya di ko alam kung sa milk ba yun eh.

According kay beshfriend Google

Nutren Junior ay Php 509.25/ 400g

• is best recommended to kids aged above 3 years old who are with 
• Below average weight and height
• Poor appetite
• Recovering from illness 
• Before or after surgery
• Swallowing difficulties or painful oral conditions.
• prebiotics/probiotics
• lactose free/gluten free/low residue
• 2 flavors: Vanilla/Chocolate

Appeton ay Php 1388.00/ 450g

 

 

Mukhang itatry ko ang Nutren Junior. Swak sya sa budget.

May maisasuggest ba kayo mga Inay?

 

Today, I feel like I am in a battlefield of life once again.  Life is testing me.  I felt so weak especially at times like this.  It is the 1st quarter of the year and I as a mother is being tested.  My rationale in life is so dark its so hard to pull through.I have to fight this and I have to be tough because there is a little one depending on me.

This predicament started Wednesday January 30th, 2018 after school we did some errands and buy our food.  That evening I can sense that she has itchy throat.  Thursday morning I told her don't go to school because she is a bit warm, later that afternoon her temp shoot up to 39 and now started coughing.  Thankfully its not an asthma attack but we put her on nebulizer to loosen the secretion that evening she sneezed a lot and the mucus came out. But the fever came on and off.  The next day Friday her fever is gone and she requested to play with her friends.  I supervised her because I don't want her to get tired.  They just played drawing and writing.  Evening came and she doesn't have the appetite anymore and is now complaining of tummy ache.  And the fever comes back.  Geez.  These made me break down.  Because I am scared of that stomach ache.  And she too is scared about it.  We still remember that due to that tummy ache she spent 5 days at the hospital due to severe vomiting.

I offered her small frequent meal.and sips of water.  I don't want to be too pushy on her because she is not feeling well and I might aggravate the situation.  Tomorrow if this will persist we will visit her doctor.

I am hoping that this is just viral. The weather may be adding a bit.  It's too cold outside especially at night time.

I hope this fever and cough and tummy ache will leave her alone.

Hello mga inay.  

I just want to share with you my horror BACNE Story.

For some people out there who doesn't know what BACNE  is.  It is what you call Back Acne.  Some people may experience not only having acne on their face but it also runs through their back.  Other have it mostly on their shoulder.

I am not the type who often look at my back but lately I can feel some bumps and it becomes itchy, so one afternoon after my bath I checked what was going on with my back and to my dismay I've seen a horrifying site.  It was awful.  Being a woman with BACNE is crucial.  Ladies, you know what I mean? 

I immediately analyze what had happened that cause this. And this is my conclusion.  I frequently ate fried foods, I drink less water, slept late and I change the soap that we've been using for years.

Now that I know the culprits of this I am now trying to eliminate them and start to change my lifestyle bits by bits.  And after a couple of days, I can see that its clearing up.

Then I added a regimen.  I scrubbed my back with baking soda and my favorite safeguard with Tawas.  

I hope my tips is beneficial to you.

💕

Hello mga job hunters.  I know bakit kayo napadpad sa site ko its because kagaya ko nahilo kayo sa kakahanap kung san ba talaga makikita ang NBI Application Form.  Di naman kasi yun ang makikita agad sa kanilang website.  Puro info lang about this and that.  Tapos  yun ibang mga blog owners ay nagbibigay ng maming tutorail on how but then again madaming mga ad for clickbaits.  If you do not know what I mean, bloggers earn certain amount if you click on our blogs.  That is how they earn passively.  Oh di ba? Talino.

So here is the link NBI CLEARANCE. 

I am just renewing my NBI, so technically year 2014 and below should get or register as new applicants.  While for old timers like me I just signed in.

Then click apply for a clearance or if you want to edit your information you can do so.

Now you can now proceed by choosing the date and branch near you and also choose the payment option that is convenient to you. Like 7-11, Over the Counter, Bayad Center, Multi Pay or EC Pay

There is a certain amount for using the payment sevices for me I was charge Php25.  The NBI Clearance is worth P130.  You may copy your reference number and proceed to the payment center of your choice.

By the way, do not forget to bring a valid ID.  This is a must have.

I wish money grow on trees.

Hello mga Inays.  Since the year started I kept on thinking and asking myself on how to grow my income.  It is so hard because I am depending on an employment income.  Being employed here in the Philippines receives only the minimum for most people.  As a nurse I can say that my income is not decent enough that is why I am lucky that babyloves is working in a different industry which helps us survive the inflation rate.

Expenses due to bills and school fees get the huge chunk of our combined salary.  We hardly have enough money for savings and emergency.  At this stage it is very imperative to have both.

These are the things that help me meet both ends for the meantime.

Part time Private duty Nurse - I am earning 1800-2000 per 12 hours shift

Blogging - 

Rebates

Network Marketing

Affiliate marketing

Saving is a must talaga mga inay.  Sobrang paghihigpit ng sinturon ang need natin dahil sa mahal na bilihin ngayon.

Hay naku mga inays kung ano anong darna na talaga ang need para lang maging Financial Independent.

Just small steps at a time.

** Photos not mine.

Hello mga Inay.

Recently GCash launched their brand new investment program which is the ATRAM Peso Money Market Fund.  As a GCash user I was very happy because they opened their doors to this kind of investment.  I mean there are no FA who will bother you and insist on the products or the insurance that you want to avail.  They will give you a questionnaire on what type of risk appetite do you have and by reading their terms and you agreed on that you can start investing.  At napaka convenient neto mga Inay as little as Php50  pwede ka ng mag invest click click lang sa GCash app mo as long as my pera ka sa GCash.  Di ka naman obligado maghulog buwan buwan kagaya ng mga Insurance kung may extra ka lang ganun.  Pero syempre basa basa din pag may time.   Isang kilong bigas din ang Php50 mo.

GCash ATRAM will send you an email regarding some information, rules and other things that you have to know.  Availing such services doesn't guarantee that you will get rich quick by this kind of method.  Of course

Invest at your own risk.

 


***Photo credits to the owner.

 Follow me and I will follow you 😍 😘 

IG 

FB Page 

Youtube

Hello mga Inay.

How's your budgeting skills?? For me I am poor at it. Or should I say wala lang talaga akong budget sa mga bagay bagay.

I am proposing that this subject should be taught in school especially on our growing up years.  Because this will be very beneficial on how are we going to set aside our income to attain our financial independence later on in our life.  Do you agree??

When I was growing up I was told to study hard, find a job and work hard.  But up until today I am working hard and nothing is happening.  I can't afford mortgages that is why I am not getting any.  I can't afford travels.  I don't even have luxury.  As I am always practical. Tiis tiis ika nga.

Money is hard to earn but easily spent.  Budgeting for me is very tedious.  Especially that we have limited income.  People suggest that I should increase my cash flow.  Our salary increase this year mind you.  But still there are a lot of expenses and I don't know how to manage them.  Every end of the month the bills just kept on piling.  Lage na lang ako hinihintay ni "billy" (bills) at "judith" (due date) sigh.

There are a lot of peso saving tips online.  But due to limited resources I just stick to what I can afford.  I have a coin bank where our loose coins go immediately and our bill bank where I put extra bill on hand.

The idea is of course ideal if you can save so much then at the end of the year you will get a hefty amount.  As of the moment we are practicing the discipline of it.  I am but wishing that our expenditures will be lower than last month in order for us to cope with our income.

I am just curious how people manage to save so much when they have little income.  Pare pareho lang naman kami kumakain ng 3 beses isang araw.  The price of their fish is no different from ours.  geez.

My sentiments exactly.



Here are our monthly expenses:

Groceries - Php4500.00
Palengke - Php 4000.00
Allowance - Php 2000.00
Tuition - Php 2000.00
Electricity - Php 3500.00
Internet - Php2000.00
Water - Php 300
Loan - Php1900.00 

**Photos not mine.